FSCI Wiki - User contributions [en]

Talk:NUUP

2026-02-03T07:00:33Z

BadriHippo: Start discussion on adding a new section about setting up UPI IDs

== Instructions on setting up UPI ID with smartphone UPI apps ==

We should make a section for "how to set up your phone to more easily accept NUUP payments". Basically, with instructions for smartphone users on how to set up their UPI numbers. UPI apps tend to push you to link your number only with their specific app rather than with UPI itself, which means only other people using the same app can find you via number.

This is important due to the bug where Vi users in some situations are unable to make payments to UPI IDs but can still make them to UPI numbers.

You might ask why add it to this wiki which is mainly going to be read by NUUP users. The answer is that at least personally, if I know how to set it up in the app of the person I want to pay, I can quickly do it for them on the spot before making the payment! Whereas now I end up just searching through menus and eventually giving up (since we're both clueless).

--[[User:BadriHippo|BadriHippo]] ([[User talk:BadriHippo|talk]]) 12:30, 3 February 2026 (IST)

Making payments using Free Software

2025-08-28T06:56:05Z

BadriHippo: /* 123PAY */ Add comment that this method has not been tested

As the digital payment landscape moves towards proprietary and centralised solutions, the options are somewhat limited for people running Free Software on their devices. Most payment services require installing an "app", and furthermore such apps are usually only available for Android and iOS devices. Furthermore, payment providers often add additional restrictions preventing their app from running on other Android-compatible OSes like LineageOS.

This page documents the available payment options in India for people using LineageOS, GrapheneOS, Mobian, or other non-Android and -iOS platforms.

== Unified Payments Interface (UPI) ==

UPI is a payments platform run by the National Payments Corporation of India (NPCI), a private grouping of financial institutions backed by the Reserve Bank of India. The NPCI allows third-party providers to make UPI based payment apps, which facilitate money transfers between banks. By promoting the use of QR codes instead of manually entering account identifiers, UPI has made digital payments convenient enough that has become widely popular in parts of the country.

You can make a UPI payment using one of the following identifiers:

* A UPI ID of the form `username@provider`
* A UPI number which can be either the 10-digit mobile number linked to your bank, or any unique 8- or 9-digit number of your choosing
* Your account number and IFSC code (usually the most cumbersome if you want to make a quick payment at a store)

Most UPI apps are proprietary and run a mandatory set of core SDK code provided by the NPCI. However, there are other ways to interact with the system as well, including NUUP, LibreFin, and 123Pay.

=== National Unified USSD Platform (NUUP, also known an *99#) ===

''Main article: [[NUUP]]''

[[NUUP]] is a service by the NCPI that allows you to make UPI transactions on any 2G capable phone, by dialling *99# from the number linked to your bank account.

While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. Specifically, it has never been observed to work with BSNL, is often down with Airtel, and works reasonably well with Vi but with a bug preventing one from entering new UPI IDs (so one has to always pay using a UPI number, hoping the intended recipient has configured it)

=== 123PAY ===
''This service has not been tested by the community. Please report back here if you try it out.''

123PAY[https://www.npci.org.in/what-we-do/upi-123pay/product-overview] is a service similar to NUUP, but where you dial a phone number and interact through IVRS (Interactive Voice Responder Service) instead of through a USSD menu. Some banks provide their own bank-specific numbers for a similar service.

=== LibreFin ===

The [https://librefin.in LibreFin] project (under construction) aims to create a Free Software UPI app using reverse-engineered APIs. It is expected to be demoed at the IndiaFOSS 2025 conference in Bengaluru[https://fossunited.org/c/indiafoss/2025/cfp/c1ujjkgd9c].

== Immediate Payment Service (IMPS) ==

An alternative to UPI is to use IMPS with phone number beneficiary. IMPS is actually the base layer on which UPI is built, and can be accessed in a platform-independent manner through Net Banking. Due to this, people who have activated UPI on their bank account would have automatically activated IMPS as well.

IMPS used to require a full bank account number and IFSC code to make a transfer. However, in February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/], they added the option to pay using a phone number and bank name instead. This makes it more suitable for quick payments as people are more likely to remember their phone number than their account number (let alone IFSC code!). Now, if we know someone's phone number and their bank name, we can transfer using IMPS over Net Banking.

It appears that not all Net Banking interfaces support the "phone number + bank name" option, possibly because the option is relatively new and banks may not have got around to upgrading their Net Banking interfaces yet. Additionally, some banks require adding a beneficiary first and waiting for four hours to be added, or have additional restrictions for IMPS Net Banking that are not present when using IMPS via their proprietary mobile app.

=== Supported banks ===

Banks where instant payment using phone number + bank name is known to be working through Net Banking:

* Federal Bank
* Bank of Baroda
* Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

=== Unsupported banks ===

Banks where instant payments using phone number + bank name is not possible through Net Banking:

* ICICI Bank - they still ask for MMID in addition to phone number.
* HDFC
* State Bank of India (SBI)
* City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Making payments using Free Software

2025-08-27T17:40:07Z

BadriHippo: /* National Unified USSD Platform (NUUP, also known an *99#) */ Clarified that payments are made using UPI number (not necessarily phone number)

As the digital payment landscape moves towards proprietary and centralised solutions, the options are somewhat limited for people running Free Software on their devices. Most payment services require installing an "app", and furthermore such apps are usually only available for Android and iOS devices. Furthermore, payment providers often add additional restrictions preventing their app from running on other Android-compatible OSes like LineageOS.

This page documents the available payment options in India for people using LineageOS, GrapheneOS, Mobian, or other non-Android and -iOS platforms.

== Unified Payments Interface (UPI) ==

UPI is a payments platform run by the National Payments Corporation of India (NPCI), a private grouping of financial institutions backed by the Reserve Bank of India. The NPCI allows third-party providers to make UPI based payment apps, which facilitate money transfers between banks. By promoting the use of QR codes instead of manually entering account identifiers, UPI has made digital payments convenient enough that has become widely popular in parts of the country.

You can make a UPI payment using one of the following identifiers:

* A UPI ID of the form `username@provider`
* A UPI number which can be either the 10-digit mobile number linked to your bank, or any unique 8- or 9-digit number of your choosing
* Your account number and IFSC code (usually the most cumbersome if you want to make a quick payment at a store)

Most UPI apps are proprietary and run a mandatory set of core SDK code provided by the NPCI. However, there are other ways to interact with the system as well, including NUUP, LibreFin, and 123Pay.

=== National Unified USSD Platform (NUUP, also known an *99#) ===

''Main article: [[NUUP]]''

[[NUUP]] is a service by the NCPI that allows you to make UPI transactions on any 2G capable phone, by dialling *99# from the number linked to your bank account.

While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. Specifically, it has never been observed to work with BSNL, is often down with Airtel, and works reasonably well with Vi but with a bug preventing one from entering new UPI IDs (so one has to always pay using a UPI number, hoping the intended recipient has configured it)

=== 123PAY ===

123PAY[https://www.npci.org.in/what-we-do/upi-123pay/product-overview] is a service similar to NUUP, but where you dial a phone number and interact through IVRS (Interactive Voice Responder Service) instead of through a USSD menu. Some banks provide their own bank-specific numbers for a similar service.

=== LibreFin ===

The [https://librefin.in LibreFin] project (under construction) aims to create a Free Software UPI app using reverse-engineered APIs. It is expected to be demoed at the IndiaFOSS 2025 conference in Bengaluru[https://fossunited.org/c/indiafoss/2025/cfp/c1ujjkgd9c].

== Immediate Payment Service (IMPS) ==

An alternative to UPI is to use IMPS with phone number beneficiary. IMPS is actually the base layer on which UPI is built, and can be accessed in a platform-independent manner through Net Banking. Due to this, people who have activated UPI on their bank account would have automatically activated IMPS as well.

IMPS used to require a full bank account number and IFSC code to make a transfer. However, in February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/], they added the option to pay using a phone number and bank name instead. This makes it more suitable for quick payments as people are more likely to remember their phone number than their account number (let alone IFSC code!). Now, if we know someone's phone number and their bank name, we can transfer using IMPS over Net Banking.

It appears that not all Net Banking interfaces support the "phone number + bank name" option, possibly because the option is relatively new and banks may not have got around to upgrading their Net Banking interfaces yet. Additionally, some banks require adding a beneficiary first and waiting for four hours to be added, or have additional restrictions for IMPS Net Banking that are not present when using IMPS via their proprietary mobile app.

=== Supported banks ===

Banks where instant payment using phone number + bank name is known to be working through Net Banking:

* Federal Bank
* Bank of Baroda
* Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

=== Unsupported banks ===

Banks where instant payments using phone number + bank name is not possible through Net Banking:

* ICICI Bank - they still ask for MMID in addition to phone number.
* HDFC
* State Bank of India (SBI)
* City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Making payments using Free Software

2025-08-27T17:38:05Z

BadriHippo: /* Immediate Payment Service (IMPS) */ Added note about automatic activation upon setting up UPI

As the digital payment landscape moves towards proprietary and centralised solutions, the options are somewhat limited for people running Free Software on their devices. Most payment services require installing an "app", and furthermore such apps are usually only available for Android and iOS devices. Furthermore, payment providers often add additional restrictions preventing their app from running on other Android-compatible OSes like LineageOS.

This page documents the available payment options in India for people using LineageOS, GrapheneOS, Mobian, or other non-Android and -iOS platforms.

== Unified Payments Interface (UPI) ==

UPI is a payments platform run by the National Payments Corporation of India (NPCI), a private grouping of financial institutions backed by the Reserve Bank of India. The NPCI allows third-party providers to make UPI based payment apps, which facilitate money transfers between banks. By promoting the use of QR codes instead of manually entering account identifiers, UPI has made digital payments convenient enough that has become widely popular in parts of the country.

You can make a UPI payment using one of the following identifiers:

* A UPI ID of the form `username@provider`
* A UPI number which can be either the 10-digit mobile number linked to your bank, or any unique 8- or 9-digit number of your choosing
* Your account number and IFSC code (usually the most cumbersome if you want to make a quick payment at a store)

Most UPI apps are proprietary and run a mandatory set of core SDK code provided by the NPCI. However, there are other ways to interact with the system as well, including NUUP, LibreFin, and 123Pay.

=== National Unified USSD Platform (NUUP, also known an *99#) ===

''Main article: [[NUUP]]''

[[NUUP]] is a service by the NCPI that allows you to make UPI transactions on any 2G capable phone, by dialling *99# from the number linked to your bank account.

While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. Specifically, it has never been observed to work with BSNL, is often down with Airtel, and works reasonably well with Vi but with a bug preventing one from entering new UPI IDs (so one has to always pay using a phone number)

=== 123PAY ===

123PAY[https://www.npci.org.in/what-we-do/upi-123pay/product-overview] is a service similar to NUUP, but where you dial a phone number and interact through IVRS (Interactive Voice Responder Service) instead of through a USSD menu. Some banks provide their own bank-specific numbers for a similar service.

=== LibreFin ===

The [https://librefin.in LibreFin] project (under construction) aims to create a Free Software UPI app using reverse-engineered APIs. It is expected to be demoed at the IndiaFOSS 2025 conference in Bengaluru[https://fossunited.org/c/indiafoss/2025/cfp/c1ujjkgd9c].

== Immediate Payment Service (IMPS) ==

An alternative to UPI is to use IMPS with phone number beneficiary. IMPS is actually the base layer on which UPI is built, and can be accessed in a platform-independent manner through Net Banking. Due to this, people who have activated UPI on their bank account would have automatically activated IMPS as well.

IMPS used to require a full bank account number and IFSC code to make a transfer. However, in February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/], they added the option to pay using a phone number and bank name instead. This makes it more suitable for quick payments as people are more likely to remember their phone number than their account number (let alone IFSC code!). Now, if we know someone's phone number and their bank name, we can transfer using IMPS over Net Banking.

It appears that not all Net Banking interfaces support the "phone number + bank name" option, possibly because the option is relatively new and banks may not have got around to upgrading their Net Banking interfaces yet. Additionally, some banks require adding a beneficiary first and waiting for four hours to be added, or have additional restrictions for IMPS Net Banking that are not present when using IMPS via their proprietary mobile app.

=== Supported banks ===

Banks where instant payment using phone number + bank name is known to be working through Net Banking:

* Federal Bank
* Bank of Baroda
* Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

=== Unsupported banks ===

Banks where instant payments using phone number + bank name is not possible through Net Banking:

* ICICI Bank - they still ask for MMID in addition to phone number.
* HDFC
* State Bank of India (SBI)
* City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Making payments using Free Software

2025-08-27T17:36:14Z

BadriHippo: /* LibreFin */ Added link to main "website"

As the digital payment landscape moves towards proprietary and centralised solutions, the options are somewhat limited for people running Free Software on their devices. Most payment services require installing an "app", and furthermore such apps are usually only available for Android and iOS devices. Furthermore, payment providers often add additional restrictions preventing their app from running on other Android-compatible OSes like LineageOS.

This page documents the available payment options in India for people using LineageOS, GrapheneOS, Mobian, or other non-Android and -iOS platforms.

== Unified Payments Interface (UPI) ==

UPI is a payments platform run by the National Payments Corporation of India (NPCI), a private grouping of financial institutions backed by the Reserve Bank of India. The NPCI allows third-party providers to make UPI based payment apps, which facilitate money transfers between banks. By promoting the use of QR codes instead of manually entering account identifiers, UPI has made digital payments convenient enough that has become widely popular in parts of the country.

You can make a UPI payment using one of the following identifiers:

* A UPI ID of the form `username@provider`
* A UPI number which can be either the 10-digit mobile number linked to your bank, or any unique 8- or 9-digit number of your choosing
* Your account number and IFSC code (usually the most cumbersome if you want to make a quick payment at a store)

Most UPI apps are proprietary and run a mandatory set of core SDK code provided by the NPCI. However, there are other ways to interact with the system as well, including NUUP, LibreFin, and 123Pay.

=== National Unified USSD Platform (NUUP, also known an *99#) ===

''Main article: [[NUUP]]''

[[NUUP]] is a service by the NCPI that allows you to make UPI transactions on any 2G capable phone, by dialling *99# from the number linked to your bank account.

While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. Specifically, it has never been observed to work with BSNL, is often down with Airtel, and works reasonably well with Vi but with a bug preventing one from entering new UPI IDs (so one has to always pay using a phone number)

=== 123PAY ===

123PAY[https://www.npci.org.in/what-we-do/upi-123pay/product-overview] is a service similar to NUUP, but where you dial a phone number and interact through IVRS (Interactive Voice Responder Service) instead of through a USSD menu. Some banks provide their own bank-specific numbers for a similar service.

=== LibreFin ===

The [https://librefin.in LibreFin] project (under construction) aims to create a Free Software UPI app using reverse-engineered APIs. It is expected to be demoed at the IndiaFOSS 2025 conference in Bengaluru[https://fossunited.org/c/indiafoss/2025/cfp/c1ujjkgd9c].

== Immediate Payment Service (IMPS) ==

An alternative to UPI is to use IMPS with phone number beneficiary. IMPS is actually the base layer on which UPI is built, and can be accessed in a platform-independent manner through Net Banking.

IMPS used to require a full bank account number and IFSC code to make a transfer. However, in February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/], they added the option to pay using a phone number and bank name instead. This makes it more suitable for quick payments as people are more likely to remember their phone number than their account number (let alone IFSC code!). Now, if we know someone's phone number and their bank name, we can transfer using IMPS over Net Banking.

It appears that not all Net Banking interfaces support the "phone number + bank name" option, possibly because the option is relatively new and banks may not have got around to upgrading their Net Banking interfaces yet. Additionally, some banks require adding a beneficiary first and waiting for four hours to be added, or have additional restrictions for IMPS Net Banking that are not present when using IMPS via their proprietary mobile app.

=== Supported banks ===

Banks where instant payment using phone number + bank name is known to be working through Net Banking:

* Federal Bank
* Bank of Baroda
* Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

=== Unsupported banks ===

Banks where instant payments using phone number + bank name is not possible through Net Banking:

* ICICI Bank - they still ask for MMID in addition to phone number.
* HDFC
* State Bank of India (SBI)
* City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Payments

2025-08-27T17:29:30Z

BadriHippo: Redirected page to Making payments using Free Software

#REDIRECT [[Making payments using Free Software]]

NUUP

2025-08-27T17:28:51Z

BadriHippo: Shift IMPS section to new "Making payments with Free Software" page

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

'''Note:''' Starting 1 October 2025, UPI collect request will [https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know no longer be available for individuals] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== See also ==

# [[Making payments using Free Software]]

Making payments using Free Software

2025-08-27T17:27:13Z

BadriHippo: Create the page!

As the digital payment landscape moves towards proprietary and centralised solutions, the options are somewhat limited for people running Free Software on their devices. Most payment services require installing an "app", and furthermore such apps are usually only available for Android and iOS devices. Furthermore, payment providers often add additional restrictions preventing their app from running on other Android-compatible OSes like LineageOS.

This page documents the available payment options in India for people using LineageOS, GrapheneOS, Mobian, or other non-Android and -iOS platforms.

== Unified Payments Interface (UPI) ==

UPI is a payments platform run by the National Payments Corporation of India (NPCI), a private grouping of financial institutions backed by the Reserve Bank of India. The NPCI allows third-party providers to make UPI based payment apps, which facilitate money transfers between banks. By promoting the use of QR codes instead of manually entering account identifiers, UPI has made digital payments convenient enough that has become widely popular in parts of the country.

You can make a UPI payment using one of the following identifiers:

* A UPI ID of the form `username@provider`
* A UPI number which can be either the 10-digit mobile number linked to your bank, or any unique 8- or 9-digit number of your choosing
* Your account number and IFSC code (usually the most cumbersome if you want to make a quick payment at a store)

Most UPI apps are proprietary and run a mandatory set of core SDK code provided by the NPCI. However, there are other ways to interact with the system as well, including NUUP, LibreFin, and 123Pay.

=== National Unified USSD Platform (NUUP, also known an *99#) ===

''Main article: [[NUUP]]''

[[NUUP]] is a service by the NCPI that allows you to make UPI transactions on any 2G capable phone, by dialling *99# from the number linked to your bank account.

While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. Specifically, it has never been observed to work with BSNL, is often down with Airtel, and works reasonably well with Vi but with a bug preventing one from entering new UPI IDs (so one has to always pay using a phone number)

=== 123PAY ===

123PAY[https://www.npci.org.in/what-we-do/upi-123pay/product-overview] is a service similar to NUUP, but where you dial a phone number and interact through IVRS (Interactive Voice Responder Service) instead of through a USSD menu. Some banks provide their own bank-specific numbers for a similar service.

=== LibreFin ===

The [[LibreFin]] project (under construction) aims to create a Free Software UPI app using reverse-engineered APIs. It is expected to be demoed at the IndiaFOSS 2025 conference in Bengaluru[https://fossunited.org/c/indiafoss/2025/cfp/c1ujjkgd9c].

== Immediate Payment Service (IMPS) ==

An alternative to UPI is to use IMPS with phone number beneficiary. IMPS is actually the base layer on which UPI is built, and can be accessed in a platform-independent manner through Net Banking.

IMPS used to require a full bank account number and IFSC code to make a transfer. However, in February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/], they added the option to pay using a phone number and bank name instead. This makes it more suitable for quick payments as people are more likely to remember their phone number than their account number (let alone IFSC code!). Now, if we know someone's phone number and their bank name, we can transfer using IMPS over Net Banking.

It appears that not all Net Banking interfaces support the "phone number + bank name" option, possibly because the option is relatively new and banks may not have got around to upgrading their Net Banking interfaces yet. Additionally, some banks require adding a beneficiary first and waiting for four hours to be added, or have additional restrictions for IMPS Net Banking that are not present when using IMPS via their proprietary mobile app.

=== Supported banks ===

Banks where instant payment using phone number + bank name is known to be working through Net Banking:

* Federal Bank
* Bank of Baroda
* Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

=== Unsupported banks ===

Banks where instant payments using phone number + bank name is not possible through Net Banking:

* ICICI Bank - they still ask for MMID in addition to phone number.
* HDFC
* State Bank of India (SBI)
* City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

NUUP

2025-08-27T17:05:50Z

BadriHippo: Created from UPI page

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

'''Note:''' Starting 1 October 2025, UPI collect request will [https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know no longer be available for individuals] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== IMPS ==
An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking.

Banks with Net Banking where sending money like this is confirmed working,

# Federal Bank
# Bank of Baroda
# Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

Banks that don't offer this option,

# ICICI Bank - they still ask for MMID in addition to phone number.
# HDFC
# SBI
# City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Reference: This option was introduced from 1st February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/] But all banks may not have implemented this in their Net Banking applications yet.

UPI

2025-08-27T17:05:46Z

BadriHippo: Redirect to NUUP page (we can do this until we get specific content to put here)

#REDIRECT [[NUUP]]

UPI

2025-08-27T16:46:45Z

BadriHippo: Fix link because <ref/> didn't work

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

'''Note:''' Starting 1 October 2025, UPI collect request will [https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know no longer be available for individuals] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== IMPS ==
An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking.

Banks with Net Banking where sending money like this is confirmed working,

# Federal Bank
# Bank of Baroda
# Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

Banks that don't offer this option,

# ICICI Bank - they still ask for MMID in addition to phone number.
# HDFC
# SBI
# City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Reference: This option was introduced from 1st February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/] But all banks may not have implemented this in their Net Banking applications yet.

UPI

2025-08-27T16:42:51Z

BadriHippo: /* Bank support */ Add note about Request support being dropped for individuals

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

'''Note:''' Starting 1 October 2025, UPI collect request will no longer be available for individuals<ref>[https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== IMPS ==
An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking.

Banks with Net Banking where sending money like this is confirmed working,

# Federal Bank
# Bank of Baroda
# Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

Banks that don't offer this option,

# ICICI Bank - they still ask for MMID in addition to phone number.
# HDFC
# SBI
# City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

Reference: This option was introduced from 1st February 2024 [https://pavzi.com/imps-new-rules-2024-allowed-to-transfer-upto-5lacks-without-account-number/] But all banks may not have implemented this in their Net Banking applications yet.

UPI

2025-08-27T06:41:54Z

BadriHippo: /* IMPS */ Added City Union Bank (CUB) to list of non-working banks

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== IMPS ==
An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking.

Banks with Net Banking where sending money like this is confirmed working,

# Federal Bank
# Bank of Baroda
# Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

Banks that don't offer this option,

# ICICI Bank - they still ask for MMID in addition to phone number.
# HDFC
# SBI
# City Union Bank (CUB) - they present a large form with lots of details. Specifically, IFSC code and account number seems to be mandatory (mobile number field also there, along with email, but there was no option to enter just the bank name)

UPI

2025-08-27T06:35:41Z

BadriHippo: /* IMPS */ Added Indian bank to list of known working banks

The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.

The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

== *99# and BHIM ==
Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling *99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with *99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.

{| class="wikitable"
|+ Provider support for *99#
|-
! Provider !! Officially supported !! Actually working
|-
| Airtel || {{Tick}} || {{Tick}}
|-
| BSNL || {{Tick}} || {{Cross}}
|-
| Jio || {{Cross}} || {{Cross}}
|-
| MTNL || ||
|-
| Vi || {{Tick}} || {{Tick}} but can pay only to mobile numbers and not full upi ids.
|}

== Bank support ==
The NPCI [https://www.npci.org.in/what-we-do/99/live-members lists 103 banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.

{| class="wikitable sortable"
|+ Bank feature support on *99#
|-
! Bank !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
| City Union Bank || {{Tick}} || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}} || {{Tick}} || {{Tick}} || || {{Cross}} truncates at `@` and claims "invalid UPI ID" || || || {{Tick}}
|-
| Federal Bank || {{Tick}} || || {{Tick}} || || || || || || ||
|-
| ICICI || {{Tick}} || {{Tick}} || {{Tick}} || || || || {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" || {{Tick}} || ||
|-
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}} || {{Cross}} || || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}} || {{Cross}}
|-
| Indian Bank || {{Tick}} || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN || {{Tick}} || {{Tick}} || {{Tick}} || {{Tick}} || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} || || {{Tick}}
|}

== IMPS ==
An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking.

Banks with Net Banking where sending money like this is confirmed working,

# Federal Bank
# Bank of Baroda
# Indian Bank - they have both normal IMPS where you wait to add beneficiary, and "IMPS 24x7 - without adding beneficiary" that works instantly

Banks that don't offer this option,

# ICICI Bank - they still ask for MMID in addition to phone number.
# HDFC
# SBI

UPI

2025-08-05T11:52:43Z

BadriHippo: /* Bank support */ blank "setting UPI ID" for Federal Bank since I'm not sure about it (added by mistake)

UPI

2025-08-05T11:50:35Z

BadriHippo: /* Provider support */ Template typo: Check -> Tick

UPI

2025-08-05T11:49:06Z

BadriHippo: Added "set UPI ID" feature column and made provider info into table

UPI

2025-08-05T11:41:25Z

BadriHippo: Tweak "not UPI PIN set" header and added more info on Indian Bank and CUB

Template:Tick

2025-08-05T11:32:13Z

BadriHippo: Update to better match with Cross template

✔

Template:Cross

2025-08-05T11:32:09Z

BadriHippo: Update to better match with Tick template

✘

UPI

2025-08-05T11:29:00Z

BadriHippo: Create more detailed data table on bank feature support

Template:Cross

2025-08-05T11:24:25Z

BadriHippo: Create for use in data comparison tables

❌

Template:Tick

2025-08-05T11:21:09Z

BadriHippo: Added for use in feature comparison tables (hope it works!)

✓

UPI

2025-08-05T10:41:49Z

BadriHippo: Updated page with more detailed info on the service; added info on City Union Bank, Indian Bank, and IPPB

Contact

2025-08-05T10:08:41Z

BadriHippo: Added a link to the administrator list

Contact Us in the following channels

*[mailto:admin@fsci.org.in Mail us]
*[https://www.loomio.org/g/esPoQ4S0/fosscommunity-in Loomio]
*[https://matrix.to/#/#wiki.fsci.org.in:poddery.com any matrix chat client]
In case you know people in this community personally, you can also find a list of wiki administrators here: [[FSCI Wiki:Administrators]]