NUUP - Revision history

Pravs: change bank

2026-04-03T08:20:55Z

change bank

← Older revision		Revision as of 13:50, 3 April 2026
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	== Directly Opening a specific screen ==		== Directly Opening a specific screen ==
	Choices can be sent directly as well. 991# opens the screen to send money directly, whereas 9913# takes you to the screen to enter the UPI ID. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually!		Choices can be sent directly as well. 991# opens the screen to send money directly, whereas 9913# takes you to the screen to enter the UPI ID. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually.

			== Changing bank account ==
			If you change linked bank account from menu, you may also need to add a upi id or make it primary. 994# will have profile option.

	== Send Feedback to NPCI/BHIM ==		== Send Feedback to NPCI/BHIM ==

Pravs: Federal bank broke in March 2026

2026-03-12T16:46:15Z

Federal bank broke in March 2026

← Older revision		Revision as of 22:16, 12 March 2026
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	\| City Union Bank \|\| {{Tick}} \|\| {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input \|\| {{Tick}} \|\| {{Tick}} \|\| {{Tick}} \|\| \|\| {{Cross}} truncates at `@` and claims "invalid UPI ID" \|\| \|\| \|\| {{Tick}}		\| City Union Bank \|\| {{Tick}} \|\| {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input \|\| {{Tick}} \|\| {{Tick}} \|\| {{Tick}} \|\| \|\| {{Cross}} truncates at `@` and claims "invalid UPI ID" \|\| \|\| \|\| {{Tick}}
	\|-		\|-
	\| Federal Bank \|\| ~~{{Tick}}~~ \|\| \|\| ~~{{Tick}}~~ \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|		\| Federal Bank \|\| x Broke in March 2026 \|\| \|\| x \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|
	\|-		\|-
	\| Kotak Bank \|\| {{Tick}} \|\| \|\| {{Tick}} \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|		\| Kotak Bank \|\| {{Tick}} \|\| \|\| {{Tick}} \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|

Fbindev: Pune is now supported

2026-03-02T12:36:43Z

Pune is now supported

← Older revision		Revision as of 18:06, 2 March 2026
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	== Bank support ==		== Bank support ==
	The NPCI [https://www.npci.org.in/~~what-we-do~~/99/~~live~~-members lists ~~103~~ banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.		The NPCI [https://www.npci.org.in/product/nach/all-members lists of banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.

	This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.		This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.
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	* Bengaluru		* Bengaluru
			* Delhi
			* Gurugram
	* Kochi		* Kochi
	* Mumbai		* Mumbai
	* ~~Gurugram~~		* Pune
	* Delhi

	=== Confirmed not working ===		=== Confirmed not working ===

	* Ahmedabad		* Ahmedabad
			* Coimbatore
	* Kolkata		* Kolkata
	* Palakkad		* Palakkad
	* Pune
	* Surat		* Surat
	* Coimbatore

	== Limitations ==		== Limitations ==
	Dynamic QR codes generated by payment machines don't work. Only fixed QR codes / UPI IDs work.		Dynamic QR codes generated by payment machines don't work. Only fixed QR codes / UPI IDs work.

			For USSD to work, registration to the *99# services is mandatory, otherwise it does not work.

	== UPI URL format ==		== UPI URL format ==
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	== Collect Requests ==		== Collect Requests ==
	Businesses can still initiate collect requests - for example payment gateways (tested with RazorPay page). You enter your UPI id on the webpage and ~~diasl~~ *99#, it will directly show the accept request screen, you can enter the pin to approve the request.		Businesses can still initiate collect requests - for example payment gateways (tested with RazorPay page). You enter your UPI id on the webpage and dial *99#, it will directly show the accept request screen, you can enter the pin to approve the request.
	[[File:Upi-Collect-Request.png\|alt=UPI Collect Request screenshot\|thumb\|UPI Collect Request]]		[[File:Upi-Collect-Request.png\|alt=UPI Collect Request screenshot\|thumb\|UPI Collect Request]]

Kishy: adding data about ICICI and other misc edits

2026-02-03T14:00:06Z

adding data about ICICI and other misc edits

← Older revision		Revision as of 19:30, 3 February 2026
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	[[File:99- USSD.png\|alt=USSD Sample\|thumb\|99# USSD]]		[[File:99- USSD.png\|alt=USSD Sample\|thumb\|99# USSD]]

	The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app.		The National Unified USSD Platform (NUUP) lets you use UPI by dialling *99#, without having to install a proprietary app. The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

	The service is run by the National Payments Corporation of India (NPCI), the government-backed private company that also operates the UPI ecosystem itself.

	== *99# and BHIM ==		== *99# and BHIM ==
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	\|-		\|-
	! Provider !! Officially supported !! Actually working		! Provider !! Officially supported !! Actually working
			!Notes
	\|-		\|-
	\| Airtel \|\| {{Tick}} \|\| {{Tick}}		\| Airtel \|\| {{Tick}} \|\| {{Tick}}
			\|
	\|-		\|-
	\| BSNL \|\| {{Tick}} \|\| {{Cross}}		\| BSNL \|\| {{Tick}} \|\| {{Cross}}
			\|
	\|-		\|-
	\| Jio \|\| {{Cross}} \|\| {{Cross}}		\| Jio \|\| {{Cross}} \|\| {{Cross}}
			\|
	\|-		\|-
	\| MTNL \|\| \|\|		\| MTNL \|\| \|\|
			\|
	\|-		\|-
	\| Vi \|\| {{Tick}} \|\| {{Tick}} ~~but can pay only~~ to mobile numbers and not ~~full upi ids~~. ~~collect~~ requests ~~works.~~		\| Vi \|\| {{Tick}} \|\| {{Tick}}
			\|Only to mobile numbers and not UPI IDs.
			Collect requests work
	\|}		\|}

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	\| Kotak Bank \|\| {{Tick}} \|\| \|\| {{Tick}} \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|		\| Kotak Bank \|\| {{Tick}} \|\| \|\| {{Tick}} \|\| \|\| \|\| \|\| yes\|\| yes\|\| \|\|
	\|-		\|-
	\| ICICI \|\| {{Tick}} \|\| {{Tick}} \|\| {{Tick}} \|\| \|\| \|\| \|\| {{Tick}} on Airtel, but {{Cross}} on vi, which truncates at `@` and claims "invalid UPI ID" \|\| {{Tick}} \|\| \|\|		\| ICICI \|\| {{Tick}} \|\| {{Tick}} \|\| {{Tick}} \|\| \|\| \|\| \|\| {{Tick}} on Airtel, but {{Cross}} on Vi, which truncates at `@` and claims "invalid UPI ID" \|\| {{Tick}} \|\| \|\| {{Cross}} Did not work with Vi
	\|-		\|-
	\| India Post Payments Bank \|\| {{Cross}} Supposedly listed, but not actually present \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}}		\| India Post Payments Bank \|\| {{Cross}} Supposedly listed, but not actually present \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}} \|\| {{Cross}}
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	It is observed to be working only in selected cities.		It is observed to be working only in selected cities.

	Confirmed working: Bengaluru, Kochi, Mumbai, Gurugram		=== Confirmed working ===

			* Bengaluru
			* Kochi
			* Mumbai
			* Gurugram
			* Delhi

			=== Confirmed not working ===

	~~Confirmed not working:~~ Ahmedabad, Kolkata, Palakkad, Pune, Surat, Coimbatore		* Ahmedabad
			* Kolkata
			* Palakkad
			* Pune
			* Surat
			* Coimbatore

	== Limitations ==		== Limitations ==
	Dynamic QR codes generated by payment machines don't work. Only fixed QR codes / UPI ~~ids~~ work.		Dynamic QR codes generated by payment machines don't work. Only fixed QR codes / UPI IDs work.

	== UPI URL format ==		== UPI URL format ==
	Currently we can only copy the whole URL in most QR scanning apps, so we have to manually extract the UPI id when making payments via *99# ~~ussd~~ interface or in android without ~~google~~ play service, ~~upi~~ apps can't scan directly, so you still need to extract the ~~upi id~~ manually).		Currently, we can only copy the whole URL in most QR scanning apps, so we have to manually extract the UPI ID when making payments via *99# USSD interface or in android without Google play service, UPI apps can't scan directly, so you still need to extract the UPI ID manually.

	UPI url looks like upi://pay?pa=Motilal2005@hdfcbank&pn=MOFSL&mc=6021&tr=uft_2288daf8bd45a5&tn=Pay%2520to%2520MOFSL&mode=03&am=100&cu=INR		UPI url looks like upi://pay?pa=Motilal2005@hdfcbank&pn=MOFSL&mc=6021&tr=uft_2288daf8bd45a5&tn=Pay%2520to%2520MOFSL&mode=03&am=100&cu=INR

	Here UPI id is the value of pa, ie, Motilal2005@hdfcbank		Here UPI ID is the value of pa, ie, Motilal2005@hdfcbank

	See https://source.puri.sm/Librem5/millipixels/-/issues/98 for adding support to extract UPI id in millipixels.		See https://source.puri.sm/Librem5/millipixels/-/issues/98 for adding support to extract UPI ID in millipixels.

	== Collect Requests ==		== Collect Requests ==
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	'''Note:''' Starting 1 October 2025, UPI collect request will [https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know no longer be available for individuals] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.		'''Note:''' Starting 1 October 2025, UPI collect request will [https://www.angelone.in/news/personal-finance/upi-collect-requests-to-end-from-october-1-what-phonepe-google-pay-paytm-users-must-know no longer be available for individuals] although it will still be available for businesses as well as online payments. The ostensible reason is to prevent "fraud" from people misusing the collect request functionality. Specifically, this means it will not be possible to ask people to request money in case adding via UPI ID is not working. Some UPI apps like Paytm and PhonePe have already stopped offering this feature.

	Collect requests ~~works~~ with RazorPay page but fails with Airtel Recharge.		Collect requests work with RazorPay page but fails with Airtel Recharge.

	== Directly Opening a specific screen ==		== Directly Opening a specific screen ==

Pravs: their feedback dismissing it

2026-01-26T14:56:52Z

their feedback dismissing it

@@ Line 98: / Line 98: @@
 == Send Feedback to NPCI/BHIM ==
 Please send feedback via https://www.bhimupi.org.in/get-in-touch The more people send, the more likely we gain their attention. They might easily reject our requests saying it is a different application, but we have to be persistent in asking them to escalate the ticket with their manager or technical team and we might have to resort to other options like publicly challenging them on Twitter or going to Consumer Court. They have provided a channel for feedback but refusing to accept any complaints.
 == See also ==
 # [[Making payments using Free Software]]

Pravs: add section to provide feedback

2026-01-26T14:51:43Z

add section to provide feedback

← Older revision		Revision as of 20:21, 26 January 2026
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	== Directly Opening a specific screen ==		== Directly Opening a specific screen ==
	Choices can be sent directly as well. 991# opens the screen to send money directly, whereas 9913# takes you to the screen to enter the UPI ID. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually!		Choices can be sent directly as well. 991# opens the screen to send money directly, whereas 9913# takes you to the screen to enter the UPI ID. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually!

			== Send Feedback to NPCI/BHIM ==
			Please send feedback via https://www.bhimupi.org.in/get-in-touch The more people send, the more likely we gain their attention. They might easily reject our requests saying it is a different application, but we have to be persistent in asking them to escalate the ticket with their manager or technical team and we might have to resort to other options like publicly challenging them on Twitter or going to Consumer Court. They have provided a channel for feedback but refusing to accept any complaints.

	== See also ==		== See also ==

	# [[Making payments using Free Software]]		# [[Making payments using Free Software]]

Pravs: /* 99# and BHIM / add link to official page

2026-01-26T14:20:33Z

*99# and BHIM: add link to official page

← Older revision		Revision as of 19:50, 26 January 2026
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	== *99# and BHIM ==		== *99# and BHIM ==
	Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling 99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with 99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.		Besides NUUP, NPCI also operates BHIM which is a proprietary app for Android smartphones. The two are linked in the sense that dialling 99# is essentially a different way of accessing your BHIM account. Practically, this means that if you run into issues setting up UPI payments with 99#, you can often work around this by borrowing a proprietary Android phone from someone and installing BHIM on that to link your bank and set up UPI payments. Once done, you can uninstall the app and make payments directly via *99#.

			* [https://www.bhimupi.org.in/steps-to-use-99 Official BHIM page for *99#]

	== Provider support ==		== Provider support ==

Ravi: /* Directly Opening a specific screen */ Reword

2026-01-12T16:23:27Z

Directly Opening a specific screen: Reword

← Older revision		Revision as of 21:53, 12 January 2026
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	== Directly Opening a specific screen ==		== Directly Opening a specific screen ==
	We can ~~send choices~~ directly as well. 991# ~~will directly open~~ the send money ~~screen.~~ 9913# ~~will directly open~~ the screen to enter UPI id. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually!		Choices can be sent directly as well. 991# opens the screen to send money directly, whereas 9913# takes you to the screen to enter the UPI ID. So with this the camera app itself could add a pay option if upi:// URL is detected and dial 9913# and fill the UPI id, so we can emulate the scan and pay - then people will only have to enter pin manually!

	== See also ==		== See also ==

	# [[Making payments using Free Software]]		# [[Making payments using Free Software]]

Sahilister: /* Bank support */ Add CBI details

2026-01-12T08:36:39Z

Bank support: Add CBI details

@@ Line 50: / Line 50: @@
 |-
 | Indian Bank              || {{Tick}}             || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN                              || {{Tick}}             || {{Tick}}                                       || {{Tick}}       || {{Tick}}         || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} ||   || {{Tick}}
 |}

Sahilister: /* City Support */ Add Gurugram

2026-01-12T08:35:06Z

City Support: Add Gurugram

← Older revision		Revision as of 14:05, 12 January 2026
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	It is observed to be working only in selected cities.		It is observed to be working only in selected cities.

	Confirmed working: Bengaluru, Kochi, Mumbai		Confirmed working: Bengaluru, Kochi, Mumbai, Gurugram

	Confirmed not working: Ahmedabad, Kolkata, Palakkad, Pune, Surat, Coimbatore		Confirmed not working: Ahmedabad, Kolkata, Palakkad, Pune, Surat, Coimbatore