NUUP: Difference between revisions

federal bank is working again
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→Confirmed working: Added Salem
 
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== Provider support ==
== Provider support ==
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all.
While NUUP is theoretically supposed to work on all USSD supporting carriers in India (all the provider apart from Jio), the service is not very well maintained and keeps going down, or, in some cases, doesn't work at all. We believe that providers are currently not required to adhere to any particular operational or technical standard for the service.


{| class="wikitable"
{| class="wikitable"
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|-
|-
| Airtel  || {{Tick}}            || {{Tick}}
| Airtel  || {{Tick}}            || {{Tick}}
|
| The Airtel gateway sometimes goes down and you may have to retry two or three times, but when it works, it works.
|-
|-
| BSNL    || {{Tick}}            || {{Cross}}
| BSNL    || {{Tick}}            || {{Cross}}
|
| Requests to *99# on BSNL either fail with a "Generic Error" or claim that there is not enough "balance" to complete the request, whatever that means.
|-
|-
| Jio      || {{Cross}}            || {{Cross}}
| Jio      || {{Cross}}            || {{Cross}}
|
| The USSD protocol used by NUUP usually runs over a 2G network, but Jio only supports 4G and 5G. While it is theoretically possible to adapt the USSD protocol to work on those networks too, it does not seem to have been done in practice and Jio does not claim to support NUUP at all.
|-
|-
| MTNL    ||                      ||
| MTNL    ||                      ||
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|-
|-
| Vi      || {{Tick}}            || ✘
| Vi      || {{Tick}}            || ✘
|Only collect requests from some payment gateways work
|Only collect requests from some payment gateways work. Adding or initiating payment to a new UPI ID appears to work, but truncates the ID at `@` and then claims "invalid UPI ID". Similarly, attempting to add or make a payment to a mobile number errors out saying its an "invalid UPI ID".
|}
|}


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== Bank support ==
== Bank support ==
The NPCI [https://www.npci.org.in/product/nach/all-members lists of banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly.
The NPCI [https://www.npci.org.in/product/nach/all-members lists of banks] supporting *99# payments. However, each of them has their own slightly different interface to the service, and not all of them work seamlessly. *99# service apparently requires the bank to manually activate the service on their end for users, and implementation is dependent on banks. Similar to telecom providers as above, we believe banks are currently not required to adhere to any particular operational or technical standard for the service.


This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.
This section provides crowdsourced information on which banks have been known to work or not, as experienced by the FSCI community.
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! Bank                    !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
! Bank                    !! Available on service !! Registration (if UPI PIN not set) !! Registration (if UPI PIN already set) !! Accepting payment request !! Receiving money!! Payment to beneficiary !! Payment to UPI ID !! Payment to Mobile Number !! Payment to Account/IFSC !! Setting UPI ID
|-
|-
| City Union Bank          || {{Tick}}            || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}}            || {{Tick}}                  || {{Tick}}      ||                        || {{Cross}} truncates at `@` and claims "invalid UPI ID" ||  ||          || {{Tick}}
| City Union Bank          || {{Tick}}            || {{Cross}} Sends an SMS regarding UPI activation as well as an OTP, but USSD only says to "keep your debit card ready" and doesn't accept further input || {{Tick}}            || {{Tick}}                  || {{Tick}}      ||                        || {{Tick}} on Airtel, but {{Cross}} on Vi, which truncates at `@` and claims "invalid UPI ID"                   ||  ||          || {{Tick}}
|-
|-
| Federal Bank            || yes            || || yes            || ||                ||                      ||                                yes||                                yes|| ||
| Federal Bank            || yes            || || yes            || ||                ||                      ||                                yes||                                yes|| ||
|-
|-
| Kotak Bank            || {{Tick}}            ||                                  || {{Tick}}            ||                                                ||                ||                      ||                                yes||                                yes|| ||
| Kotak Bank            || {{Tick}}            ||                                  || {{Tick}}            ||                                                ||                {{Tick}}||                      {{Tick}}||                                yes||                                yes|| ||
|-
|-
| ICICI                    || {{Tick}}            || {{Tick}} || {{Tick}}            ||                                        ||                ||            || {{Tick}} on Airtel, but {{Cross}} on Vi, which truncates at `@` and claims "invalid UPI ID"                  ||  {{Tick}}      ||            || {{Cross}} Did not work with Vi
| ICICI                    || {{Tick}}            || {{Tick}} || {{Tick}}            ||                                        ||                ||            || {{Tick}} on Airtel, but {{Cross}} on Vi, which truncates at `@` and claims "invalid UPI ID"                  ||  {{Tick}}      ||            || {{Cross}} Did not work with Vi
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| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}}                  || {{Cross}}          ||                || {{Cross}}            || {{Cross}}                          || {{Cross}}                      || {{Cross}}              || {{Cross}}
| India Post Payments Bank || {{Cross}} Supposedly listed, but not actually present || {{Cross}} || {{Cross}}                  || {{Cross}}          ||                || {{Cross}}            || {{Cross}}                          || {{Cross}}                      || {{Cross}}              || {{Cross}}
|-
|-
| Indian Bank              || {{Tick}}            || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN                              || {{Tick}}            || {{Tick}}                                      || {{Tick}}      || {{Tick}}        || {{Cross}} truncates at `@` and claims "invalid UPI ID" || {{Tick}} ||  || {{Tick}}
| Indian Bank              || {{Tick}}            || {{Cross}} Allows debit card based registration but goes into loop due to bug with 6 digit PIN vs. 4 digit PIN                              || {{Tick}}            || {{Tick}}                                      || {{Tick}}      || {{Tick}}        || {{Tick}} on Airtel, but {{Cross}} on Vi, which truncates at `@` and claims "invalid UPI ID"                   || {{Tick}} ||  || {{Tick}}
|-
|-
|Central Bank of India
|Central Bank of India
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* Mumbai
* Mumbai
* Pune
* Pune
* Chennai
* Salem


=== Confirmed not working ===
=== Confirmed not working ===
Retrieved from "https://wiki.fsci.in/NUUP"