UPI: Difference between revisions
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An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking. | An alternative to UPI is to use IMPS with phone number beneficiary (it also allows account number + IFSC) which needs phone number + Bank name only. So if we know someone's phone number and their bank name, we can transfer using IMPS/Net Banking. | ||
Banks where this is confirmed working, | |||
# Federal Bank | |||
# Bank of Baroda | |||
Banks that don't offer this option, | |||
# ICICI Bank - they still ask for MMID in addition to phone number. | |||